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What an Arizona HOA reserve study costs

Typical fees for a reserve study in Arizona, what drives them, and how to read the quotes you get back. Typical ranges, a guide, not a quote.

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Full study fees by community size

These are full studies with a site visit, the kind a community needs first. The ranges are wide because a small community with a resort pool can cost more than a larger one with only streets and walls.

SizeWhat it often looks like in ArizonaTypical range
Up to 50 homesTownhome court, small patio-home HOA, a garden condo with one pool$1,500 to $5,000
51 to 150 homesGated subdivision with private streets, a pool and a ramada$2,000 to $8,000
151 to 300 homesSeveral pools, parks, long block wall runs and street lighting$5,000 to $20,000
Over 300 homesMaster association, or a resort or golf community with a clubhouse$10,000 and up
Mid- or high-rise condoElevators, roof equipment, a parking structure, a facade$7,000 to $15,000

These are typical ranges, not Arizona-only figures, and a guide, not a quote. No Arizona agency or trade body publishes fees.

The three levels of study

The CAI Reserve Study Standards define three levels of service. Picking the right one is the biggest lever on price.

LevelSite visitWhen to use itTypical range
Full study (Level I)YesFirst study, or when the component list is out of dateThe size table below
Update with site visit (Level II)YesEvery 3 to 5 years once a good study existsWell below the first study
Update without site visit (Level III)NoBetween visit updates, to refresh costs and the balanceOften under $1,000

What pushes the fee up

  • Component count. Each pool, clubhouse, gate, court and building adds lines to inspect and price. Golf and resort communities sit at the top of the range for this reason.
  • Buildings. Condos with shared roofs, balconies, elevators or a parking structure take longer than a subdivision of single-family lots.
  • No earlier study. A first study builds the component list from nothing. Plans, plats and past repair invoices cut that time.
  • Travel. A community in Bullhead City, Sierra Vista or Show Low may carry travel time if the provider is based in Phoenix or Tucson.
  • Extras. A board presentation, several funding scenarios or a rush deadline before budget season usually cost more.

How to compare quotes

Line up each quote against the same five points before looking at the price:

  1. Which level of study, and does it include a site visit?
  2. Is every amenity and building on the list, including retention basins, washes and walls?
  3. How many funding plans: full funding, baseline, threshold?
  4. Whose name goes on the report, and what designation they hold. CAI awards the RS; APRA awards the PRA.
  5. How long until the draft, and are revisions included?

A quote that leaves out the pool equipment or the clubhouse cooling will look cheaper and give you a plan that comes up short later.

Budgeting for the study itself

Plan the fee as a line in the yearly operating budget, not a draw on the reserve account; your accountant decides the treatment. If the board plans to update every three years, put a third of the expected fee in each year's operating budget so the update does not come as a surprise.

Where these figures come from

Price a study for your community

Tell us what the association looks like. We find a reserve study provider who works in your part of Arizona and come back to you, normally within one working day.

We are a referral service, not a reserve study firm. You learn the provider's name before anything is shared, and nothing goes to them until you agree.

Step 1 of 3

What kind of community is it?
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