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Arizona HOA Reserve Study

Tell us about your community and we line up a provider who works in Arizona to price the study for your board.

A desert suburb of tile-roofed homes with rocky mountains behind it

Start with your community type

Pick one and the quote form opens with it filled in.

About two minutes, and the association pays nothing.

What an Arizona reserve covers

Sun and heat set the rhythm: seal coats and paint come round fast, block walls and roof tile last for decades.

How a study gets done
  1. Street seal coat3 to 5 yrs
  2. View fence and gate paint4 to 7 yrs
  3. Stucco and trim paint7 to 12 yrs
  4. Pool plaster, pumps, heaters8 to 12 yrs
  5. Clubhouse cooling12 to 18 yrs
  6. Asphalt overlay or rebuild18 to 25 yrs
  7. Tile roof underlayment20 to 30 yrs
  8. Block perimeter walls30 to 40 yrs
Years, rounded, for Arizona sun and heat. Compare Fannie Mae's useful life tables.
Aerial view of a desert home with a long private drive

The Arizona rules in short

Neither the Condominium Act nor the Planned Communities Act in Title 33 requires a reserve study. Buyers still see the reserves: the resale statement shows the balance and the latest study, if one exists (A.R.S. 33-1260, 33-1806).

Read the Arizona rules

Area notes: Phoenix, Scottsdale, Tucson.

What a study costs

A first full study, by community size. Typical ranges, a guide, not a quote.

What moves the price
CommunityTypical range
Up to 50 homes$1,500 to $5,000
51 to 150 homes$2,000 to $8,000
151 to 300 homes$5,000 to $20,000
Over 300 homes$10,000 and up
Mid- or high-rise condo$7,000 to $15,000

Price a study for your community

Tell us what the association looks like. We find a reserve study provider who works in your part of Arizona and come back to you, normally within one working day.

We are a referral service, not a reserve study firm. You learn the provider's name before anything is shared, and nothing goes to them until you agree.

Step 1 of 3

What kind of community is it?
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